The ideas, thoughts and posts I write here are merely my way of sharing my expe­ri­ences with investing, finances and sometimes food as an ordi­nary con­sumer. I am a certified teacher. I am not a certified or registered financial pro­fes­sion­al; I am a co-author of my personal financial plan.

I am not an accountant, a lawyer or a pilot. Do not take anything I say here as tax or legal advice. Do not start, change or mod­ify your port­fo­lio based on the infor­ma­tion I write about. Any ideas, invest­ment strate­gies, affiliate links and par­tic­u­lar invest­ment com­pa­nies dis­cussed in any arti­cle or on my website are a reflec­tion of my expe­ri­ences and should not be con­strued as a rec­om­men­da­tion. Always con­sult with a tax or finan­cial professional.

Education is all that is needed. Not someone to blame or hold your hand. I get mine from personal experiences, books and vetted sources. Never do I intend to promote any ill-will towards investment choices, advisors, companies, stocks, bonds, real estate, gold, soybeans or the next biggest thing. I encourage you to form your strategies by turning to other sources where people really do know what they are talking about. Be wary. Be wise.

Here is the fine print, in case you missed it.

By using any reports, you acknowledge that Nancy Bachety is in no way liable for losses or gains arising out of commentary, analysis, and or data she has presented. Your investment decisions and recommendations are made entirely at your discretion.  She does at times own securities in companies that she writes about, but she is not an investment adviser, and the content contained herein is not an endorsement to buy or sell any securities.  No content published as part of this report constitutes a recommendation that any particular investment, security, portfolio of securities, transaction or investment strategy is suitable for any specific person.  Nancy Bachety does not receive any compensation for using this site, nor does he receive any benefits from the number of people visiting this site.