Understanding Hidden Fees and Optimizing Your Results

“You don’t know what you don’t know” has never had such detrimental effects. This site is the platform for a new kind of course: it’s the first of its kind to be offered as a professional development. It is taught by a teacher who successfully advocates for teachers and administrators for transparency in 403b fees and options.

You will be able to confidently choose the best deferred compensation option that aligns with your goals, not a salesman’s. You will learn the impact of fees on your money (they are mind-boggling) and how to identify hidden fees and costs so that you can confidently make an informed decision when choosing which of the multitude of vendors your district offers.  

No longer walk away hoping you signed up for the right plan.
We have previously signed up with the many fee-laden vendors before appealing to our district for a better, low-cost option. We continue to advocate and inform teachers, administrators and staff through courses like this.

Welcome to our site!

Oh, one more thing before you go…compare the effect of fees on YOUR returns here. 

You can’t control the markets or a fund’s performance, but you can control what you pay to invest. Controlling costs is smart, because costs reduce your net investment returns.

Use this tool to compare any two funds, and see how their costs could erode returns.

Before investing, always consider whether a fund is appropriate for your financial goals and understand its investment objectives, strategies, and risks. Consider the objectives and goals of the financial advisor or sales representative too.