If you are not sure, it’s time to find out. If you’re like most participants, there’s a good chance you can visit OMNI403b.com to see your available vendors. No need to log in or have an account. (If your employer delegates its 403(b) administration to a Third Party Administrator other than OMNI, go to them and ask.)

Once you discover your options, learn about who the “good guys’ are (seriously, most FA are men, sadly.) Compare your vendor with the others. It’s easy to compare them here on 403bcompare.com (such a logical name, I know).

In my little district, we have 17 options, including tax-deferred traditional 403(b)’s and ROTH 403(b)’s.

How many do you have?h

What are your 403(b) vendor options?

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